The right policy at the right price
Flight School Insurance
The safety and security of your flight school is paramount. To this end, full insurance coverage can help protect aircraft, students, instructors, and more should an accident occur. Our years of experience in the industry allow you to fly stress-free knowing that you’re covered with the lowest possible premiums and top-of-the-line customer support should you need us for anything.
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Get the right policy for your flight school
Do you need coverage for your flight school? Look no further than Avion Insurance. Our team of industry experts is here to offer a comprehensive flight school insurance policy at some of the industry’s most competitive rates. We’re here to make sure that you’re fully covered for anything that may come your way so that you’re prepared to fly and teach with comfort and peace of mind.
Protect Yourself With Flight Schools Insurance
What kind of insurance do I need for a flight school?
To protect yourself, your students, your instructors, and your aircraft, you’ll need full insurance coverage. This may mean having several different aviation insurance policies to cover all of your needs.
In-flight insurance
In-flight insurance covers damage to owned or leased aircraft, including repair or replacement costs, that occurred while the aircraft was in the air, taking off, or landing.
Ground risk hull insurance
Ground risk hull insurance covers damage to owned or leased aircraft, including repair or replacement costs, that occurred while the aircraft was on the ground, either stopped or in motion.
Public liability insurance
Public liability insurance provides coverage for bodily injury and property damage claims arising from aircraft operations. This includes coverage for students, instructors, and third parties.
Instructor liability insurance
Instructor liability insurance covers flight instructors against liability claims arising from their instructional activities.
Student pilot insurance
Student pilot insurance protects student pilots during training flights, covering medical expenses and liability.
Hangarkeeper’s insurance
Hangarkeeper’s insurance protects against damage to aircraft and third-party liability while aircraft are stored in hangars.
Inland marine insurance
Inland marine insurance covers the physical assets of the flight school, including buildings, equipment, and furnishings.
Non-owned aircraft insurance
Non-owned aircraft insurance covers liability for flight school employees or students operating non-owned aircraft.
Workers’ compensation insurance
Workers’ compensation insurance provides coverage for employee injuries or illnesses sustained in the course of employment.
How much flight school aviation insurance do you need?
It’s just as important to avoid being under-insured as it is to not be uninsured. Working with experienced aviation insurance professionals can help determine the appropriate coverage limits for different types of insurance, such as aircraft hull, liability, student pilot insurance, and more. The goal is to strike a balance between having adequate coverage to mitigate potential risks and ensuring that the insurance premiums remain manageable within the school’s budget.
How is flight school aviation insurance calculated?
How insurance policy limits are calculated depends on the type of insurance. Coverage for aircraft, for example, is based on the cost of the aircraft. The purpose of in-flight or hull insurance is to repair or replace the aircraft should it get damaged. Insurance policies that cover those flying the planes typically are based on the number of seats in the aircraft. Work with your insurance provider to calculate the right amount of insurance for your flight school’s needs.
Who needs flight school aviation insurance?
Anyone who owns or operates a flight school will need to have insurance coverage for their employees, students, and the aircraft and other property that are used in the course of running the school.
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