Cover It All
Insure yourself from liability
It’s important to insure not only your aircraft, your crew, and your passengers, but also yourself. If there’s an accident involving your aircraft, you could be held liable for the costs of any damage to someone else’s property or injuries to someone not associated with you and your aircraft.
What is public liability insurance?
Public liability insurance is an aviation insurance policy that covers you in the event that your aircraft causes damage or injury to third-party property or people. If an accident occurs and you are liable for any damages that occur, then this type of insurance will cover the costs of paying for those damages.
What is public liability?
Liability in the legal sense is your responsibility as the owner of your aircraft for the people and property around you. This means that if your aircraft injures or kills someone or causes damage to third-party property, then you are responsible for paying for the costs. In the case of an injury, these costs would be the medical bills. For property, it’s the cost of repair or for a replacement.
What is the difference between public liability insurance and passenger liability insurance?
There are several different types of liability policies in aviation insurance. Public liability insurance covers damages to third-party property or people not associated with your aircraft. Passenger liability insurance, on the other hand, covers any injury to the passengers on board your aircraft. Both do cover injury to people and property, but the difference is in how they are associated with you and your aircraft.
Who needs public liability insurance in aviation?
Aviation insurance of all kinds is essential if you own your own aircraft. It’s not required by federal law in the United States, but making sure that you’re covered for any unforeseen eventuality can help to protect you and save you money. Plus, if you aren’t fully insured, there are countries abroad that may not allow you entry. Additionally, you may not be able to use FBOs.
International travel requires aviation insurance
Even though the United States doesn’t require aviation insurance by law, other countries might. If you want to use your private jet for international travel, then you’ll need to make sure that you’re insured up to the level required by the countries you want to visit. Full coverage of your aircraft, your crew, and your passengers should be enough to gain entry, but it’s still a good idea to check any entry requirements before making travel plans.
FBOs require aviation insurance
If you’re planning to only travel within the United States on your jet, then you’ll still need insurance, for your own financial protection and because most FBOs require insurance. If you want to take advantage of any of the services an FBO offers, from hangaring and maintenance to lounges and conference rooms, you’ll need to be fully covered.
What does public liability insurance cover?
Public liability insurance covers any people and property that might be harmed or damaged by your aircraft in the course of its operation. Other insurance policies cover your crew, your passengers, and their belongings. Public liability insurance covers any damage that might occur to the public or to third-party property.
How much aviation public liability insurance do you need?
Public liability insurance is on a per-incident basis. This means that you would purchase a policy that would cover up to a certain amount, such as $5,000,000, for example, for a single incident that involved your aircraft. The more insurance you purchase, the more the insurance company will cover in the event of an accident.
We work with every underwriter in the industry
We are honored to represent every A rated Aviation Insurance underwriter in the industry, as well as Lloyds of London and worldwide reinsurers. With our experts looking at every option for your specific situation, you can’t find a better price anywhere else.
Real customer reviews
"She found the best quote out of everyone we asked"
"We worked with Avion to insure our Cirrus starting in December 2018, and can highly recommend. Tanya was super responsive and helpful in answering questions. On top of that she found the best quote out of everyone we asked. Highly recommend!"Read More
"I am very happy with Avion"
"I have been with Avion for many years, Scott is running a very professional organization, he selects the best agents in the business and give them authority to deal with customers (he never micro manages the agents), so when I ask for some modification and or any other arrangements the staff are able to answer and deal with it. I have enjoyed working with all of them specially Chris, stacey and so on, they shop around and make sure I get the best premium also representing me well with the underwriters. I am very happy with Avion."Read More
"The entire team at Avion Insurance are fantastic"
"Chris and the entire team at Avion Insurance are fantastic, excellent professionals. I own a flight school at Kissimmee Gateway Airport, Avion has been taking care of our insurance needs for many years now. Highly recommended. Thanks guys for all your help."Read More
"Very happy with the way they helped me"
"To get an insurance thru these guys was a breeze. Chris helped me get things done fast and easy. No hassle at all. Very happy with the way they helped me and handled my requests. Thank you, guys!"Read More
"... attend to my needs as a small business owner."
"I have had Avion for the second year now and have had zero issues. They are responsive and attend to my needs as a small business owner. I would highly recommend any drone businesses give them a call. I will certainly be doing more business in the years to come. Thanks."Read More
"Always great with customer service"
"Avion Insurance has been very helpful and always with great customer service. I know we can always count on Chris and his team to get our requests in on time. Would definitely recommend."Read More
Catherine B. M.
"Quick to respond and answer your questions"
"Excellent service, quick to respond and answer your questions. Scott and his staff are very knowledgeable and easy to work with."Read More
"Able to turn around the paperwork very quickly"
"Great experience. I needed last minute insurance for a job. Avion, was able to turn around the paperwork very quickly. Thanks again!"Read More
"Exceedingly professional and knowledgeable"
"The staff at Avion are exceedingly professional and knowledgeable. They have been our insurance agents for almost 15 years. Scott and Chris are "Can Do" people and they will work for their clients to get the best price on the best coverage possible. They are always there when you need them as well. Simply Awesome."Read More
"Support staff is awesome"
"Property insurance for condo aircraft hangars in a "Florida coastal area" had been a struggle ever since 2004. Last year it was our good fortune to be referred to Scott Langevin at Avion by the National Hangar Insurance Program; he was the first to provide sensible coverage in over a decade. His support staff is awesome also, and this year's renewal was seamless. Thanks Avion!!"Read More
"First Class Service all around"
"Scott, Chris and the entire team at Avion are absolutely the best to work with. They are very quick and responsive to any request, and do their best to ensure that I get the best coverage at the best rate for my FAR Part 135 Charter operation. First Class Service all around."Read More
Request your free quote