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Aviation Workers’ Compensation Insurance

Help keep your employees and crew at ease by insuring them while they’re operating your company’s aircraft. We’ll provide you with the perfect plan that’s fair for you and your employees.

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Cover It All

What is aviation workers’ compensation insurance?

Aviation workers’ compensation insurance is a policy that covers an organization’s liability should employees be injured, become ill, or be killed in the course of their duties within the scope of their job.

What does aviation workers’ compensation insurance cover?

Lost wages
Medical bills
Ongoing medical care
Disability benefits
Funeral costs
Death benefits

Who does aviation workers’ compensation insurance benefit?

Aviation workers’ compensation insurance covers the medical costs, lost wages, and more for any of your employees or crew who work with aircraft. It also benefits you because in the event of an incident, you can file a claim with your insurance company and your policy will pay for the costs instead of you being liable for them.

Who needs aviation workers’ compensation insurance?

Anyone who has employees working on or with aircraft or traveling on them may need aviation workers’ compensation insurance. Typically, the following organizations may be among those who need this kind of insurance:

MROs (maintenance, repair, overhaul)
Government contractors
Foreign-based government employees
FBOs
Manufacturing suppliers
Airline servicing companies
Airport authorities
Airport operators
Charter flight operators
Flight schools
Corporations that operate their own aircraft

How much aviation workers’ compensation insurance do you need?

How much insurance you need for workers’ compensation depends on how much you pay in salaries and wages. Exactly how much your policy should cover will also depend on employee job classification codes as well as your loss history from the prior year. You might be able to get a better rate if you can provide five years’ worth of loss history when seeking quotes for insurance.

Put them first

Why do you need aviation workers’ compensation insurance?

There are a number of benefits to being fully covered when it comes to workers’ compensation.

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Give employees peace of mind

Show your employees that you care about their comfort and safety with a comprehensive Workers’ Compensation plan. Create a culture that respects the health and livelihoods of the people that your company employs.

Comply with laws and regulations

In many locations, employers are required by law to have workers’ compensation insurance. Any employee who is injured on the job is entitled to receive workers’ compensation benefits. Having insurance also benefits the employer, whose insurance company can pay should an accident occur.

Save money on liabilities

It’s better to pay for an insurance policy on a regular basis than be liable for the total costs for medical expenses and more all at once. Anyone whose employees are working on, with, or around aircraft can rest assured that their employees needs will be covered and that their own financials will be protected.

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Choose the best policy for your company

We’ll provide you with many different types of plans and help you decide which one works best for your company. Get the best policy that protects your employees while also keeping your company’s financials in mind.

Our partners

We work with every underwriter in the industry

We are honored to represent every A rated Aviation Insurance underwriter in the industry, as well as Lloyds of London and worldwide reinsurers. With our experts looking at every option for your specific situation, you can’t find a better price anywhere else.

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