Cover It All
Insure your aircraft on the ground
Although it is meant to fly, your aircraft does also spend a great deal of time on the ground. It’s just as important to insure your jet against any damage that could occur when it’s landed as it is to insure it when it’s in the air. Ground risk hull insurance will cover your aircraft whenever it’s not flying.
What is ground risk hull insurance?
Ground risk hull insurance is the type of aviation insurance that covers an aircraft when it’s on the ground. The term hull comes from nautical terminology, where it was used to refer to the body of a ship. In aviation, it refers to the body of the aircraft and, for insurance purposes, also typically includes both the body of the aircraft and any parts that are affixed to it.
Depending on your insurance company, there may be one ground risk hull insurance policy that covers anything that happens on the ground or your policy may be divided into two: ground risk hull (non-motion) insurance and ground risk hull (motion) insurance.
What is ground risk hull (non-motion) insurance?
This type of insurance policy covers any damage that occurred when your aircraft was not in motion. This damage could occur when the aircraft was in a hangar or if it was parked on a tarmac.
What is ground risk hull (motion) insurance?
Ground risk hull (motion) insurance is similar to its non-motion counterpart in terms of what it covers. In cases where there are separate policies for non-motion and motion, this type of policy is meant for when the aircraft is taxiing or taking off.
What does ground risk hull insurance cover?
While each individual policy may differ, a typical ground risk hull insurance policy covers the following for both non-motion and motion:
What is the difference between ground risk hull insurance and liability insurance?
Ground risk hull insurance covers damage that happens to your aircraft. Liability insurance, by contrast, would cover damage or injuries caused by your aircraft to other people or their property.
Who needs ground risk hull insurance
Anyone who owns an aircraft should take out a ground risk hull insurance policy. Whether you store your aircraft in a hangar or tie it down on a tarmac when it’s not in use, it’s possible for damage to occur. This not only protects you from financial losses should something happen to your aircraft but also means that you’ll be allowed to take advantage of FBO services and land in other countries.
FBOs require aviation insurance
The United States has no federal law requiring that an aircraft be insured. However, FBOs typically do require that anyone who wants to use them must be insured. This includes everything from access to lounges and concierge services to hangaring and tie-down services. If your aircraft isn’t fully insured, FBOs won’t want the liability of your aircraft on their premises.
International travel requires aviation insurance
If you want to travel internationally using your private jet, then full coverage with your aviation insurance is a must. Many countries will restrict entry and not allow your aircraft entry. Each country’s minimum insurance requirements may differ, so it’s best to err on the side of fully covered instead of risking too little coverage.
How much ground risk hull insurance do you need?
How much ground risk hull insurance you need depends on the value of your aircraft. It’s important not to under-insure your aircraft because this could result in you either receiving a lot less than would be needed to perform repairs or the insurance company could simply declare it a loss when it might not otherwise be. Choose your policy based on the actual value of your aircraft.
We work with every underwriter in the industry
We are honored to represent every A rated Aviation Insurance underwriter in the industry, as well as Lloyds of London and worldwide reinsurers. With our experts looking at every option for your specific situation, you can’t find a better price anywhere else.
Real customer reviews
"She found the best quote out of everyone we asked"
"We worked with Avion to insure our Cirrus starting in December 2018, and can highly recommend. Tanya was super responsive and helpful in answering questions. On top of that she found the best quote out of everyone we asked. Highly recommend!"Read More
"I am very happy with Avion"
"I have been with Avion for many years, Scott is running a very professional organization, he selects the best agents in the business and give them authority to deal with customers (he never micro manages the agents), so when I ask for some modification and or any other arrangements the staff are able to answer and deal with it. I have enjoyed working with all of them specially Chris, stacey and so on, they shop around and make sure I get the best premium also representing me well with the underwriters. I am very happy with Avion."Read More
"The entire team at Avion Insurance are fantastic"
"Chris and the entire team at Avion Insurance are fantastic, excellent professionals. I own a flight school at Kissimmee Gateway Airport, Avion has been taking care of our insurance needs for many years now. Highly recommended. Thanks guys for all your help."Read More
"Very happy with the way they helped me"
"To get an insurance thru these guys was a breeze. Chris helped me get things done fast and easy. No hassle at all. Very happy with the way they helped me and handled my requests. Thank you, guys!"Read More
"... attend to my needs as a small business owner."
"I have had Avion for the second year now and have had zero issues. They are responsive and attend to my needs as a small business owner. I would highly recommend any drone businesses give them a call. I will certainly be doing more business in the years to come. Thanks."Read More
"Always great with customer service"
"Avion Insurance has been very helpful and always with great customer service. I know we can always count on Chris and his team to get our requests in on time. Would definitely recommend."Read More
Catherine B. M.
"Quick to respond and answer your questions"
"Excellent service, quick to respond and answer your questions. Scott and his staff are very knowledgeable and easy to work with."Read More
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"Great experience. I needed last minute insurance for a job. Avion, was able to turn around the paperwork very quickly. Thanks again!"Read More
"Exceedingly professional and knowledgeable"
"The staff at Avion are exceedingly professional and knowledgeable. They have been our insurance agents for almost 15 years. Scott and Chris are "Can Do" people and they will work for their clients to get the best price on the best coverage possible. They are always there when you need them as well. Simply Awesome."Read More
"Support staff is awesome"
"Property insurance for condo aircraft hangars in a "Florida coastal area" had been a struggle ever since 2004. Last year it was our good fortune to be referred to Scott Langevin at Avion by the National Hangar Insurance Program; he was the first to provide sensible coverage in over a decade. His support staff is awesome also, and this year's renewal was seamless. Thanks Avion!!"Read More
"First Class Service all around"
"Scott, Chris and the entire team at Avion are absolutely the best to work with. They are very quick and responsive to any request, and do their best to ensure that I get the best coverage at the best rate for my FAR Part 135 Charter operation. First Class Service all around."Read More
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