For uav professionals & drone enthusiasts

UAV & Drone Insurance

Protect your drone and yourself against any potential liability with full-coverage UAV insurance. Whether you’re using your drone for photography and videography, inspections and surveillance, shipping, or something else, fly with confidence knowing you’re covered with the right plan at the right price.

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Complete coverage

The right policy at the right price

Our team will minimize your insurance premiums while mitigating your risk in the event of a loss of your drone. Avion Insurance offers comprehensive UAV (unmanned aerial vehicle) liability policies at the most competitive prices in the industry. Don’t risk being uninsured or underinsured.

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Drone on table

For all drone pilots

Commercial & hobby coverage

Avion directly represents all of the UAV & drone underwriters in the industry and can secure a comprehensive insurance policy including both aircraft liability, as well as drone physical damage “hull” coverage in most cases. Coverage can be secured for aerial photography or other commercial purposes, as well as for general pleasure uses. Enjoy the peace of mind of knowing you have insured your UAV & drone exposure properly.

What is UAV insurance?

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What is UAV & drone liability insurance?

UAV and drone liability insurance policies cover any damage to people or property that could be caused by your drone.

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What is UAV & drone hull insurance?

UAV and drone liability hull insurance covers damage that occurs on the drone itself in the event of an accident.

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What is UAV & drone payload insurance

UAV and drone payload insurance policies cover any damage that could occur to items that your drone carries.

Who needs UAV & drone insurance?

Drone on table

Anyone who owns and/or operates a drone will want to have UAV & drone insurance. Whether your drone is a high-end professional model or one designed for pleasure, it’s a good idea to fully cover it. If you’re uninsured or underinsured, you would be liable for the costs not just of replacing the drone in the event of an accident but also the medical bills of anyone injured and the costs to repair or replace damaged property. Even with drones used solely for private purposes, these liabilities still exist and UAV & drone insurance can ensure that you’re not at financial risk should something happen.

Is UAV & drone insurance required by law?

As of 2023, there isn’t a federal law requiring UAV & drone insurance, but states may have their own regulations that you’ll need to follow. Some states require a minimum amount of insurance to operate a drone. Some cities may also have their own requirements. Being fully insured will mean that you can safely operate your drone while meeting the insurance requirements of anywhere in the US, so you won’t have to worry about coverage if you’re using the drone in multiple locations.

How much does UAV & drone insurance cost?

How much drone insurance costs depends on what and how much insurance you need. You’ll want to make sure that the hull insurance is enough to fully replace the drone in the event it’s damaged beyond repair. Your liability insurance should be enough to cover the costs of property damage or injuries that your drone could cause in the event of an accident. For example, an annual drone policy that includes hull insurance and liability insurance could be $500 per year.

Discuss your drone insurance needs with a professional from Avion Insurance to determine how much insurance you need. We’ll try to minimize your insurance premiums without sacrificing coverage.

Our partners

We work with every underwriter in the industry

We are honored to represent every A rated Aviation Insurance underwriter in the industry, as well as Lloyds of London and worldwide reinsurers. With our experts looking at every option for your specific situation, you can’t find a better price anywhere else.

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  • allianz
  • aig
  • aerospace
  • preferred
  • ora
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  • greatamer
  • global
  • tokio
  • chubb
  • usaig
  • wba
  • qbe
  • nhanger
  • IAT
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